The envelope challenge, without the printout.
The 100 envelope challenge comes to $5,050 — $1 through $100. Pick a preset or name your own number, then tap each deposit as you put it away.
Start from a preset
Or set your own below
Your challenge
You'll save
$5,050.00
100 deposits · 1.9 years
Checked off
$0.00
0% there
Tap one as you put it away
Checkmarks live in this tab only. Nothing is sent anywhere and nothing is saved.
What people ask about it
- How much is the 100 envelope challenge?
- $5,050. You fill 100 envelopes with $1 through $100, and 1+2+…+100 adds up to 5,050. Most people do two a week, which finishes it in about a year.
- How long does the 100 envelope challenge take?
- It depends only on how often you fill one. Two a week is 50 weeks. One a week is 100 weeks. One a day is a little over three months. Set the cadence above and it tells you.
- What is the 52 week money challenge?
- You save $1 in week one, $2 in week two, and so on to $52 in the final week — $1,378 by the end of the year. It's the same rising ladder as the envelope challenge, just spread over 52 deposits.
- Can I do the challenge with a different amount?
- Yes. Type any goal and any number of deposits. Rising builds a ladder that gets bigger each time; same-each-time splits the goal evenly. Both round up so you always land on or above your goal.
- Do I need to print a chart?
- No. The printable charts people search for exist to give you numbered boxes to cross off — this does that on the page, and it recalculates when you change the goal instead of making you find a new PDF.
Larder does this for every envelope, not just one
Larder keeps the plan instead of making you rebuild it every payday.
Get Larder on the App Store- Free to use
- No bank login
- Pro is optional
All amounts are computed in integer cents and rounded up when splitting a bill across paychecks, so a plan never funds a bill short. Pay-period counts follow the calendar: 52 weekly, 26 biweekly, 24 semi-monthly, 12 monthly. Built by Larder, makers of an envelope budgeting app for iPhone. Last reviewed .