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$1,000 in 30 days

The shortest one people actually attempt, and the only one where the daily number is the point.

$1,000 in 30 days saves $1,000.20 by putting $33.34 away daily, 30 times. At that pace it takes 1 month.

Total
$1,000.20
Each deposit
$33.34
A month
$1,014.09
Deposits
30
Takes
1 month

$1,000 of it is 10 bills

US bills stop at $1, so $0.20 of this plan is change no combination of them can produce.

$100 bills
10

Every deposit

What people ask

How much a day is $1,000 in 30 days?
$1,000.20 in 1 month: $33.34 daily, 30 times. Held in cash that is 10 bills and $0.20 in change.
How much cash is $1,000.20 in bills?
10 bills: 10 × $100, plus $0.20 in change no bill can make. A chart gives you the total and stops there.
What if I miss a deposit?
Nothing compounds, so a missed deposit just moves the finish line by one period. The plan is 30 deposits of $33.34, in whatever order you manage them.

Other challenges, with their real numbers

A challenge is easy. Twelve months of them is the hard part.

Larder keeps the envelope going after the novelty wears off, on the same paycheck the deposits come out of.

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All amounts are computed in integer cents and rounded up when splitting a bill across paychecks, so a plan never funds a bill short. Pay-period counts follow the calendar: 52 weekly, 26 biweekly, 24 semi-monthly, 12 monthly. Every figure on this page is computed from the challenge itself, not typed in. Built by Larder, makers of an envelope budgeting app for iPhone. Last reviewed .